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Home Buying Process

Here is an overview of the typical home-buying process:

1. Getting ready
   • Think about your needs
   • Talk with your friends
   • Examine your spending habits
   • Save up for a down payment
2. Gather information
   • Learn about home buying
   • Figure out what you can afford
   • Learn about neighborhoods
   • Explore financing
3. Take action
   • Get serious about home buying
   • Select a realtor
   • determine strategy given current market conditions
4. Prioritize
   • Determine your home's needs
   • Get pre-approved for financing
   • Do home searches using realtor and the web
   • Visit the best prospects
   • Make a decision
5. Finding the home
   • have realtor present offer
   • negotiate best deal (terms & price)
6. Plan for closing
   • Plan home inspection, title search, insurance needs, mortgage financing, and moving
   • If rental property, provide any notice to tenants
7. Closing
   • Ensure deal conditions are met
   • Sign papers
   • Close escrow
   • Begin pre-occupancy renovations
   • Move in